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Coping With Caregiving in the Time of COVID

Nearly one in three U.S. adults serves as the primary caregiver to a relative or other close loved one. With respite facilities throughout the country closed or operating on restricted hours as a result of the COVID-19 pandemic, many family caregivers are under even more strain than normal. What can caregivers do to cope? Read on for five tips and tricks that can help combat caregiver burnout while remaining mindful of the ongoing pandemic.  

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End of Year Planning: Set Goals and Reduce Taxes

By the last third of the calendar year, you're likely to have a pretty good idea of what your annual income will be and whether any major expenses or big life changes await you. This can allow you to engage in more robust tax planning, creating the first draft of your federal and state income tax returns to see what factors you can tweak and what goals you can set to reduce your overall tax burden. Read on for some points to consider as you close out 2020. 

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Prepare for Long-Term Care Before the Need

Long-term care (LTC) keeps you functioning in the face of devastating illnesses, disabilities and prolonged disorders such as Alzheimer’s disease. LTC kicks in when you lose the ability to care for yourself and can no longer do things such as bathe, dress or eat without help. These are three of the six most commonly listed activities of daily living, or ADLs. The care obviously comes with lots of emotions – and rising costs you can start addressing now.

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