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Four Key Ways to Build Your Credit

If you're like many Americans, you may have a few dents and dings on your credit report. As of 2020, around one in five adults has either a "fair" or "poor" credit score, which can impact their ability to qualify for a loan, rent an apartment, or even get a new job.1 And if you've largely avoided debt as an adult, you may find you have a similar problem—a sparse or nonexistent credit history can reduce your score as well.[1]

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