The Pre-Retirement Checklist

Getting ready for retirement? Before you can cross that bridge, you’ll need to cross some important items off your to-do list. But thanks to our work together, you might be more prepared than you think! This handy checklist of crucial steps can help you visualize how far you’ve come.

Nice! You're steps closer to retirement readiness.

Retirement Budget
  • Understand what your income will be, and how you can confidently spend the money you have accumulated for retirement.
Emergency Savings
  • Prepare for emergencies by saving at least three months’ living expenses, and have that money easily available to you. 

Tax Strategy

  • Have a sound tax strategy to guide you through the process of spending money from both taxable and tax-deferred accounts.
Lifestyle & Location
  • Consider where you’ll live, both short- and long-term. Have a plan for funding a move and understand the timing involved.
401k Strategy
  • Have a strategy for your 401(k) plan and determine the best time for you to access the money, based on your goals.1
Bucket List
  • Write down your personal goals for your retirement years. Explore your dreams, priorities and values.

Extended Care

  • Make arrangements in the event that you or a loved one encounters a health issue requiring full-time care.
Estate Strategy
  • Develop an estate approach that includes how you want your assets to be allocated, and who will handle your estate.
Health Insurance
  • Understand your options with Medicare and define a strategy for covering health care expenses for the long haul.
If you’re not as prepared for retirement as you’d like to be, just reach out to Logix Financial Consultants. Together, we can fine-tune these strategies so you can finish your checklist and get started on that bucket list. Call us at (800) 553-3707 to schedule your no-cost, no-obligation appointment.

Important Disclosures:

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. This material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. Copyright FMG Suite.


1. Distributions from 401(k) plans and most other employer-sponsored retirement plans are taxed as ordinary income and, if taken before age 59½, may be subject to a 10% federal income tax penalty. Generally, once you reach age 73, you must begin taking required minimum distributions.